The Business Platinum Card® from American Express

American Express · Business

Best for

Small-business owners

The Business Platinum Card® from American Express is a $895/year business card from American Express, best for small-business owners. It carries about $2279 a year in credits and perks.

$895

Annual fee

$2,279

Credits / yr

+$1,384

Net value

Perks & credits (12)

$150Up to $1,150 Dell Technologies creditYearlyhas requirementsUp to $1,150 Dell Technologies credit annually (up to $150 on U.S. purchases directly with Dell, plus $1,000 after spending $5,000+)

$300Up to $300 biannual hotel creditTwice a yearUp to $300 biannual hotel credit (every six months)

$250Adobe creditYearly$250 Adobe credit annually (after spending $600+)

$90Up to $360 Indeed creditQuarterlyUp to $360 Indeed credit annually (up to $90 quarterly)

$10Up to $120 wireless creditMonthlyUp to $120 wireless credit annually (up to $10 monthly)

$200Up to $200 airline fee creditYearlyUp to $200 airline fee credit annually

$219Up to $219 CLEAR+ creditYearlyUp to $219 CLEAR+ credit annually

$50Up to $200 Hilton Honors creditQuarterlyUp to $200 Hilton Honors credit annually (up to $50 quarterly)

$120Global Entry or up to $85 TSA PreCheckEvery 4 years$120 Global Entry every 4 years or up to $85 TSA PreCheck every 4.5 years

$300ChatGPT Business creditYearly$300 ChatGPT Business credit annually

$1,200Amex Travel flight creditYearlyhas requirements$1,200 Amex Travel flight credit (after spending $250,000 in a calendar year)

$2,400One AP creditYearlyhas requirements$2,400 One AP credit (after spending $250,000 in a calendar year)

Earning rates

5x flights and prepaid hotels booked on AmexTravel.com; 2x on purchases of $5,000 or more, U.S. cloud service and software providers, U.S. construction materials and hardware suppliers, U.S. electronics retailers, and U.S. shipping providers (up to $2 million per calendar year, then 1x); 1x other eligible purchases

Similar business cards

American Express® Business Gold Card$375/yr fee · ~$845 credits Ink Business Preferred® Credit Card$95/yr fee · ~$120 credits Capital One Spark Cash Plus$150/yr fee

Card terms, fees, and benefits change often — verify with American Express before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.