The tracker is free. Forever.
Track every perk on every card without paying a cent. Pro is for people who want the app to chase the credits for them.
Free
$0 forever
- ✓Every card in the 56-card catalog, every perk pre-loaded
- ✓Per-period perk checklists (monthly, quarterly, yearly)
- ✓Fee break-even meter on every card
- ✓“Use it or lose it” expiring-credit list
- ✓Weekly email digest of expiring credits
- ✓Fee-anniversary heads-up in the digest
- ✓Manual loyalty-balance tracking
- ✓No bank logins, no card numbers — ever
Pro
$5/month
or $30/year — save 50%
Everything in Free, plus:
- ✓Daily perk alerts — a heads-up when a credit enters your window
- ✓Last-call email the day before a credit resets
- ✓One-time enrollment nudges so activations never slip
- ✓Fee-anniversary alerts framed against what you've captured
- ✓Card recommendation wizard with full ranked results
- ✓Dollar estimates personalized to your real spending
- ✓Supports an indie tool with no ads and no data selling
Secure checkout by Stripe · cancel anytime in two taps
Pro costs $30/year. One missed credit costs more.
A single forgotten $50 Saks credit, one lapsed airline credit, or a $25 monthly dining credit that quietly reset — any one of them is worth more than a year of Pro. The math isn't subtle.
Fair questions
Is the tracker really free?
Yes — free forever, every card and every perk, no trial clock. Pro is an optional layer on top; nothing you already use ever moves behind the paywall.
Can I cancel Pro anytime?
Yes, in two taps from Settings → Billing (handled by Stripe). You keep Pro until the end of the period you paid for, then drop back to the free tracker.
Is there a free trial of Pro?
The free tracker is the trial — you can use PerkSwipe seriously without paying a cent. Pro exists for the people who never want to miss a credit again.
Do you take promo codes?
Yes — there's a promo-code box right on the Stripe checkout page.
What's the difference between monthly and yearly?
Same features either way. Yearly is $30 — half the price of paying monthly for a year.