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American Express® Business Gold Card

American Express · Business

Best for

Small-business owners

The American Express® Business Gold Card is a $375/year business card from American Express, best for small-business owners. It carries about $845 a year in credits and perks.

$375

Annual fee

$845

Credits / yr

+$470

Net value

Perks & credits (5)

$20FedEx/Grubhub/office supply creditMonthly$240 FedEx/Grubhub/office supply credit annually ($20/mo)
$13Walmart+ creditMonthly$155 Walmart+ credit annually ($12.95/mo)
$300ChatGPT Business creditYearly$300 ChatGPT Business credit annually
$150Squarespace creditYearly$150 Squarespace credit annually
$100The Hotel Collection credit per stayPer use$100 The Hotel Collection credit per stay (min 2 nights)

Earning rates

4x on top 2 categories each billing cycle (transit, US advertising, US electronic goods/software/cloud, US restaurants, US gas stations, US wireless) up to $150,000/yr combined, then 1x; 3x flights and prepaid hotels via AmexTravel; 1x other

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Card terms, fees, and benefits change often — verify with American Express before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.