Ink Business Preferred® Credit Card

Chase · Business

Best for

Small-business owners

The Ink Business Preferred® Credit Card is a $95/year business card from Chase, best for small-business owners. It carries about $120 a year in credits and perks.

$95

Annual fee

$120

Credits / yr

+$25

Net value

Perks & credits (1)

$10Up to $120 DoorDash creditMonthlyUp to $120 DoorDash credit annually (up to $10/mo on grocery/retail orders)

Earning rates

3x travel; 3x shipping purchases; 3x internet, cable and phone services; 3x advertising purchases with social media sites and search engines (3x categories capped at $150,000 combined spend per anniversary year); 5x Lyft rides (through Sept. 30, 2027); 1x everything else

Similar business cards

The Business Platinum Card® from American Express$895/yr fee · ~$2,279 credits American Express® Business Gold Card$375/yr fee · ~$845 credits Capital One Spark Cash Plus$150/yr fee

Card terms, fees, and benefits change often — verify with Chase before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.