American Express® Gold Card
American Express · American Express · Flexible Rewards & Travel
Best for
People who stay in hotels often and eat out often
The American Express® Gold Card is a $325/year travel rewards card from American Express, best for people who stay in hotels often and eat out often. It earns 5x on prepaid hotels amex travel and 4x on restaurants worldwide, and carries about $424 a year in credits and perks.
$325
Annual fee
$424
Credits / yr
+$99
Net value
Perks & credits (5)
$10Uber CashMonthlyenroll first$120 Uber Cash annually ($10/mo)
$10Dining CreditMonthlyenroll first$120 Dining Credit annually ($10/mo at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Five Guys)
$50Resy CreditTwice a yearenroll first$100 Resy Credit annually ($50 semi-annually)
$7Dunkin' CreditMonthlyenroll first$84 Dunkin' Credit annually ($7/mo)
$100Experience credit with The Hotel CollectionPer use$100 experience credit with The Hotel Collection (2-night minimum)
Earning rates
4xrestaurants worldwide · $50,000/yr then 1x
4xus supermarkets · $25,000/yr then 1x
5xprepaid hotels amex travel
3xflights direct or amex travel
2xprepaid cars cruises amex travel
1xeverything else
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Card terms, fees, and benefits change often — verify with American Express before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.