The Platinum Card® from American Express
American Express · American Express · Flexible Rewards & Travel
Best for
People who fly frequently and stay in hotels often
The Platinum Card® from American Express is a $895/year travel rewards card from American Express, best for people who fly frequently and stay in hotels often. It earns 5x on flights direct or amex travel and 5x on prepaid hotels amex travel, and carries about $3024 a year in credits and perks.
$895
Annual fee
$3,024
Credits / yr
+$2,129
Net value
Perks & credits (14)
$300Hotel creditTwice a yearenroll first$600 hotel credit semi-annually ($300 semi-annually)
$100Resy creditQuarterlyenroll first$400 Resy credit quarterly ($100/quarter)
$25Digital entertainment creditMonthlyenroll first$300 digital entertainment credit monthly ($25/mo)
$75Lululemon creditQuarterlyenroll first$300 Lululemon credit quarterly ($75/quarter)
$219CLEAR+ creditYearly$219 CLEAR+ credit annually
$200Airline fee creditYearlyenroll first$200 airline fee credit annually
$15Uber CashMonthly$200 Uber Cash annually ($15/mo + $20 Dec)
$200Oura Ring creditYearlyenroll first$200 Oura Ring credit annually
$13Walmart+ creditMonthlyenroll first$155 Walmart+ credit monthly ($12.95/mo)
$120Uber One creditYearlyenroll first$120 Uber One credit annually
$120Global Entry or $85 TSA PreCheckEvery 4 years$120 Global Entry every 4 years or $85 TSA PreCheck every 4.5 years
$50Saks creditTwice a yearended Jul 1, 2026$100 Saks credit semi-annually ($50 Jan-Jun, $50 Jul-Dec)
$300Equinox creditYearlyenroll first$300 Equinox credit annually
$20Uber Cash December bonusYearly$20 bonus Uber Cash in December (part of the $200 annual Uber Cash)
Earning rates
5xflights direct or amex travel · $500,000/yr then 1x
5xprepaid hotels amex travel
1xeverything else
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Card terms, fees, and benefits change often — verify with American Express before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.