United℠ Explorer Card

Chase · Visa · Airline Co-Branded

Best for

People who stay in hotels often and fly frequently

The United℠ Explorer Card is a $150/year airline co-branded card from Chase, best for people who stay in hotels often and fly frequently. It earns 5x on united hotels prepaid and 2x on united purchases, and carries about $460 a year in credits and perks.

$150

Annual fee

$460

Credits / yr

+$310

Net value

Perks & credits (7)

$100United TravelBank cashYearlyhas requirements$100 United TravelBank cash annually (after $10,000 spend)

$100Statement credit on 1st and 2nd prepaid hotel stays via United HotelsYearly$50 statement credit on 1st and 2nd prepaid hotel stays via United Hotels annually ($100/yr)

$5Rideshare creditMonthly$5 rideshare credit monthly ($60/yr)

$50United TravelBank cash on 1st and 2nd Avis/Budget rentalYearly$25 United TravelBank cash on 1st and 2nd Avis/Budget rental annually ($50/yr)

$10Instacart creditMonthly$10 Instacart credit monthly ($120/yr)

$100JSX statement creditYearly$100 JSX statement credit annually

$120Global Entry/TSA PreCheck/NEXUS creditEvery 4 years$120 Global Entry/TSA PreCheck/NEXUS credit every 4 years ($30/yr)

Earning rates

2xunited purchases

2xdining

2xhotels

5xunited hotels prepaid · 5x total

1xeverything else

Track this card's perks free

Point value

United MileagePlus · 1.2¢ NerdWallet / 1.3¢ TPG

Welcome bonus

60,000 bonus miles after $3,000 spend in 3 months

Fees & network

Visa · No foreign transaction fees · $0 intro first year, then $150

Also included

First checked bag free for cardholder and one companion; 2 United Club one-time passes per year; priority boarding; 25% back on United inflight and Club premium drink purchases; 10,000-mile award flight discount (after $20,000 spend); Premier upgrades on award tickets; no foreign transaction fees; auto rental coverage; trip cancellation/interruption insurance; baggage delay insurance; lost luggage reimbursement; trip delay reimbursement; purchase protection; extended warranty protection; complimentary DashPass for 1 year; complimentary Instacart+ for 3 months

Similar airline co-branded cards

Delta SkyMiles® Reserve American Express Card$650/yr fee · ~$590 credits United Quest$350/yr fee · ~$530 credits Delta SkyMiles® Platinum American Express Card$350/yr fee · ~$420 credits

Card terms, fees, and benefits change often — verify with Chase before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.