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IHG One Rewards Premier Credit Card

Chase · Hotel Co-Branded

Best for

People who stay in hotels often and fly frequently

The IHG One Rewards Premier Credit Card is a $99/year hotel co-branded card from Chase, best for people who stay in hotels often and fly frequently. It earns 26x on ihg hotels and 5x on travel, and carries about $320 a year in credits and perks.

$99

Annual fee

$320

Credits / yr

+$221

Net value

Perks & credits (4)

$100Statement credit and 10,000 bonus points after spending $20,000Yearlyhas requirements$100 statement credit and 10,000 bonus points annually after spending $20,000
$50Up to $50 United TravelBank CashYearlyUp to $50 United TravelBank Cash annually
$120Up to $120 Global Entry/TSA PreCheck/NEXUS fee creditEvery 4 yearsUp to $120 Global Entry/TSA PreCheck/NEXUS fee credit every 4 years
$240Anniversary Free NightYearlyAnniversary Free Night (up to 40,000 points) annually

Earning rates

26xihg hotels · Up to 26x total at IHG (10x card + 10x member + 6x Platinum Elite)
5xtravel
5xgas
5xrestaurants
3xeverything else

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Card terms, fees, and benefits change often — verify with Chase before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.