Chase Freedom Flex® Credit Card

Chase · Mastercard · Cash Back

Best for

People who fly frequently and stay in hotels often

The Chase Freedom Flex® Credit Card is a no-annual-fee cash back card from Chase, best for people who fly frequently and stay in hotels often. It earns 5% on chase travel portal and 3% on dining, and carries about $40 a year in credits and perks.

Annual fee

$40

Credits / yr

+$40

Net value

Perks & credits (2)

—3 months complimentary DashPass, then 9 months at 50% offOne-timeenroll first3 months complimentary DashPass, then 9 months at 50% off (activate by Jan 31, 2025)

$10Off on non-restaurant DoorDash orders through Dec 31, 2027Quarterlyup to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027

Earning rates

5%rotating quarterly categories · $1,500/quarter · Activation required; Q3 2026: gas/EV, public transit, select live entertainment, United Way

5%chase travel portal

3%dining

3%drugstores

1%everything else

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Point value

Chase Ultimate Rewards · 1.0¢ cash / 2.05¢ TPG value

Welcome bonus

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening

Fees & network

Mastercard · 3% foreign transaction fee · Rotating 5% categories require activation; max quarterly bonus $75 ($300/yr)

Also included

Cellphone protection (up to $800/claim, $1,000/yr, $50 deductible); Purchase protection (120 days, up to $500/item); Extended warranty protection (adds 1 year to warranties of 3 years or less); Trip cancellation/interruption insurance (up to $1,500/person, $6,000/trip); Auto rental collision damage waiver (secondary in US); 24/7 fraud monitoring; No minimum to redeem for cash back

Similar cash back cards

Blue Cash Everyday® Card from American ExpressNo fee · ~$264 credits Blue Cash Preferred® Card from American Express$95/yr fee · ~$120 credits Chase Freedom Unlimited®No fee · ~$40 credits

Card terms, fees, and benefits change often — verify with Chase before applying. PerkSwipe is independent and not affiliated with any issuer. Nothing here is financial advice.